The High Court in the Western Cape considered Nedbank's application for summary judgment against a respondent in relation to an instalment sale agreement for a 2017 Volkswagen Polo Vivo. The court refused summary judgment and granted the respondent leave to defend the main action. The judgment discusses a reckless credit defence, the credit assessment material, and the respondent's evidence about his circumstances and minor children.
It may be relevant to credit enforcement and summary judgment proceedings involving a reckless credit defence.
Evidence from source
The application for summary judgment is refused. 2. The respondent is granted leave to defend the main action.
Supports: Summary of the order refusing summary judgment and granting leave to defend.
Summary judgment – reckless credit defence – failure to meet requirement of ‘fully’ – discretion exercised in favour of the respondent – best interests of minor children a deciding factor
Supports: Summary of the issues discussed in the judgment.